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Since I'm presently one of the people caught up in the California SB100 clusterf*ck!

 

 

A thought crossed my mind. My daughter is a student at Portland State University. She will be going back to in person classes in September and will have a Portland address. She already has an Oregon drivers license. 

 

I'm thinking of "giving" the car to her (she's going to get it when I die) and registering it in Oregon.

 

Has anyone here registered a Caterham in Oregon and what's involved?

 

Cheers

 

John Norris

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26 minutes ago, BMW RACER said:

Since I'm presently one of the people caught up in the California SB100 clusterf*ck!

 

 

A thought crossed my mind. My daughter is a student at Portland State University. She will be going back to in person classes in September and will have a Portland address. She already has an Oregon drivers license. 

 

I'm thinking of "giving" the car to her (she's going to get it when I die) and registering it in Oregon.

 

Has anyone here registered a Caterham in Oregon and what's involved?

 

Cheers

 

John Norris

 

No Oregon advice but a cautionary advice. A loophole in registration/insurance that allows registration doesn't mean insurance will be happy or honor the loophole.

 

Registration has to follow state of residence and insurance has to be matching as well.

 

If you're a CA resident and car is registered in OR and insured in CA and a claim has to be made, it will raise some red flags and can cause payout concerns if elements run arounds are involved. I think an OR registered car would have to be insured in OR as well. 

 

@Croc can likely chime in with much better insurance knowledge

 

 

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A OR title/registered car will need an OR insurance policy.

 

However, you can list multiple insurance resident addresses for coverage, not necessarily within the same state.  For example, primary residence, second or third homes, restoration workshops, family homes, etc.  You will need to discuss it further with your insurance agent to make sure you comply with the conditions.  Hagerty is familiar with the concept.  

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I moved to Oregon from Southern California three years ago. I believe what you propose will work. Your daughter will have to title and register the car in Oregon. Your name can be on the title as co-owner. The car will have to be VIN inspected at a Oregon DMV office before proceeding with title and registration. You don’t need inspection at the nearest DMV, or even in Multnomha county. I would choose an appointment office in a small town reasonably close to your daughters residence. Quiet, easy parking, friendly service.  The Oregon DMV website is pretty straightforward with the instructions.
In forty years living in California and playing with very old, sometimes odd, European cars, I experienced that California vehicle code was sometimes so complex, the DMV employees didn’t know all applicable department processes, and form sequence. I haven’t found that situation at all in Oregon. Currently inspections are by appointment only, the state government is very serious about C19. Inspection appointments are several weeks out at this time, but just a easy five minute process on day of inspection. Insurance won’t be on your current policy, your daughters address and name must be used. You can be listed as co-owner on the policy as well. 
 

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