Ontario Kit Insurance HELP!!!!!

[paulmon]

I've built the car, I've had the car registered with the MTO, it's past it's saftey, but insurance is impossible to find. The best I can do so far is facility insurance at $5000/year, I wasn't even going to ask if they would do 6 months for $2500. My car is registered as a kit, and the second I mention those three little letters to an insurance broker or company I get "sorry we have no market for that" meaning the broker doesn't have an insurance company that would cover it. Hagerty won't do it because it's a home built kit, those Caterham folks are lucky!

 

If ANYONE can help I'd love to know who you dealt with. I've been building this car for YEARS and it's finally at a point that I MUST drive it on the street to take to the next step in it's development. I need to make sure the suspension works, the engine doesn't over heat and tune the PCM for the engine and I can't do all that without driving it.

 

Some info on my car:

 

It's a Super 7 like custom built one off "scaled up" to fit my 6'3" 210lbs frame. Car is completely wrapped in aluminium that was hand fabricated. It is powered by a rather ridiculous 1994 Camaro LT-1 Fuel Injected V8 bored to 355 using forged pistons, stock cam, ported heads and a custom ignition and cooling system. Being registered as a kit the emissions system was deleted, so no cats, no EGR, etc. Transmission is a 6 speed T56 manual. Front end is a custom inboard suspension with coil overs and the rear is a solid rear GM 10 Bolt with panhard bar. Front tires are 205/50-15 while rear is a 225/50-15, I won't know if that's enough tire until I get it on the road and log some miles. To say the car is fast is a rather understatement, it weighs roughly 1600lbs and makes around 350hp.

 

Cheers,

 

Paul

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Edited April 19, 2013 by paulmon

[ayseven]

Try going through the Hagarty USA site. They will find an Ontario broker, but you will deal directly with Hagarty in Michigan. They ask for all your other insurance before approving everything. Once you have all that, you can get plated.

[paulmon]

Try going through the Hagarty USA site. They will find an Ontario broker, but you will deal directly with Hagarty in Michigan. They ask for all your other insurance before approving everything. Once you have all that, you can get plated.

 

 

The USA site doesn't have any options for Canada or any way to select Canada from what I can see.

[ayseven]

no. they will take all your information as you enter it, and contact you. i am covered by them.

[paulmon]

no. they will take all your information as you enter it, and contact you. i am covered by them.

 

Cool.

 

What car do you drive?

[ayseven]

go to http://www.motoringtv.com/richard-kent-p148097

 

different engine now, different nosecone blah blah blah, but basically the same.

[paulmon]

go to http://www.motoringtv.com/richard-kent-p148097

 

different engine now, different nosecone blah blah blah, but basically the same.

 

Nice!

 

One Insurance broker killed me today, told me they'd cover me, cleared it with Underwriter then after taking my info called me back to say the underwriter made a mistake and they couldn't cover me. Killed me.

[paulmon]

Ok, some luck, found a broker that has seemingly managed to convince an insurance company to take me on, it's going to cost me and I need to move my daily driver and home insurance, but it looks like this will happen. *happy dance*

[paulmon]

I'm officially insured. Now the fun begins making sure the car is reliable and the suspension works.