speedwagon

trust is a dirty word. when it pertains to anything that you risk your life with. I always loved the tech inspections as they added to my safety.

Yes. most are competent enough to mount tires, but too lazy to use a torque wrench. So farm out the dumb jobs till you find a smart, willing, and honest wrench operator. (and he will not be at the stealership).

Yes but I had to make a periscope in order to drive while hunkered underneath it.

repeat the same process but use different answers to any secondary questions that you are not absolutely sure about. if you get different answers= then ask which are right for you-or use your own "I" to chose. Remembering that AI uses available data, and does not necessarily cull out false info, or invent new solutions like true "I" might. AI is just a tool that for most of the time is faster and more reaching. Beats spending 5 days at the law library.

thanks John. added them to my bookmarks as in today's world we find hydraulic products with odd sizes and the wrong material.

If we the purchaser would refuse to buy anything that did not come with a detailed service manual containing-- assembly and disassembly guide, parts location, a complete parts list, electrical schematic, and calibration procedures, all would be good. but we would not be able to buy anything at all. We live in a throwaway society today. Where the auto makers do not want you to be able to fix anything, Because the maker/seller partners make far more money servicing you than it cost to make the car. to-whit The Front Lower control arms on my 2007 toyota highlander require (according to the toyota factory manual) THE REMOVAL OF THE ENGINE, and of course this is priced accordingly. Now my friends just ask the question of AI as to just WHY is this so. We are driving autos that were poorly designed and made, and being required to carry the burden of making the pp product usable. Yes my car will go 100k miles, but I will be out $100k for "normal"maintenance. we are being hosed

tariffs are a bribe demanded from you in order for what you own to enter the country. we the people instituted them with a small pencil mark on a ballot. not my horse.

as Vovchandr said. so well.

No, AI is just a progression of what we had to do manually in the past. Trouble shooting is- data accumulation, and anilingus. In the 50s we kept equipment history records and used that to match the problem we were dealing with to the problems that had occurred in the past. We used to add, divide and multiply to solve complex math questions. today we can describe our problem and get answers as to what was done in the past to solve the problem. SAME process, just automated ( done by the cooperation of many machines that operate far faster than our "human" brains can. So we are still at the old drawback-(garbage in=garbage out) you just have to be smart enough to ask the right question. AI is definitely artificial but not as yet as intelligent as most of us are. faster than lightning when the path is known, but unable as yet to blaze new trails.

I for one, will remember WHO caused this problem for many years to come.

more details please!

Have a backhoe and a place picked out under where a horse is buried. john

Back to the original question. An S&P Index fund (one with a very low operating cost) is the best way to avoid the risk of downturns. Look up a chart for the S&P and I would bet that if you could have bought it in early 1929 and kept till today, you would be considered very wise. If you want to learn-- start studying the market, Books about Warren Buffet, and one by Alexander Graham would be wonderful if you can find them. Then take a small amount and practice (no more than you could gamble on the lottery with). If you do good with a small amount , only then raise the anti a tad. but keep your "insurance" in a safe (for you) place. But a well managed S&P 500 indexfund is the best hedge against both a market down turn and a currency devalue loss. Unless you are willing to take risks- and that is called "gambling".

Of course, there are no bad files left. Remember tricky Dick? white wash by the loyal followers. f

Listen to CROCK!!! I will add a bit 401k or IRA if you are in a lower tax bracket, for any reason ( I too a couple of years off) move your 401k to an IRA and then move as much as you feel comfortable PAYING THE TAXES on, into a Roth IRA where it will avoid taxes on gains, and any time you can afford the taxes put all you can into it. Talk to an accountant about the rules for this action if you cannot learn yourself, as there are some pitfalls. But the larger percent you have of your wealth in a Roth IRA the better off you will be. As for what to buy--- something you can understand (not a fad) and would be confident that it would survive a long downturn ( you do not want an ENRON). I would shoot for 20% gain long-term but as Crock said be happy with 10% you will still be ahead of the average. For the timid investigate the Vanguard company mutual funds (vanguard is investor owned, much like a credit union ) If any adviser advertises $$ heavily avoid. DO NOT Listen to any of the yokels on TV ( they want your money). this is my take and should be taken as just that I am not rich, just OK, not real smart just curious, and have lost a lot at times, but managed to keep a bit. And this is the most helpful web site that I have encountered, because of the people.