Right on, Geico raised my insurance premium from 1500 to 4k by the end of last year. When I called to find out why, they told me I had 2 traffic infractions accumulated in 08 and 10. Even though I paid the extra $ to the court so there would not be any points assessed. One was speeding, the other unsafe driving. I consider myself a good driver, haven't had any accidents in 30 years, but hey, go 80 on the Palisade pkwy, or pass a woman in an SUV who is texting and studying the windows in the shopping mall, they will get you.
As a driver in NJ you get sc...ed, don't even talk about the recent toll hikes :rant: