My mother never drove, that is probably why she si still able to take the bus to SF and walk around shopping at 84. Many years ago I was giving her a ride in my Alfa I pulled over to a bus stop and handed her bus fare, her squaeals were distracting and I was afraid I would run into something. She promised to be quiet and we continued.
I neither borrow or loan a car. I had a D Gas 55 Chevy my brother borrowed, it had a shift point of a bit over 10 k. T had warned him I didn't trust the clutch, it blew breaking the back of the block off and bending and breaking an Ansen cast steel scatershield, the car never got put back together.