Big Brother is watching

[panamericano]

Not on our Sevens, but on the new cars:

 

https://www.motortrend.com/news/data-sharing-insurers-gm-onstar-smart-driver-app/?lid=a7nfam2ae8oo&eml=organic%3Aeml%3Abrz2&utm_source=braze&utm_medium=emaileditorial

[Croc]

Its been around as long as 10 years on some cars.  Its definitely not new.  Its also increasingly difficult to turn all the data sharing off.  In some jurisdictions, law enforcement have access to the data.  This GM case is just going to be another class action in the courts.

 

Those OBDII dongles that companies like Progressive and GEICO pitch on the promise of saving more money should never be used unless you drive like Miss Daisy.  In any city, you get lots of jerky driving simply because you have to manage the idiotic traffic around you. Thats just giving the insurer more excuse to charge more premium for an environment you cannot control.  The data I get through work shows any metro driver will be charged more and rural drivers charged less premiums.  Net effect is a decent uplift in money charged at the overall insurance company - good for revenue. 

 

Where this will end up over time is all your auto driving data will be shared with governments and insurers and relevant other parties and there will be no opt out.  Enforcement of driving rules will end up being electronic in the end.  Certain commercial vehicles are already there.  May take 20 years to get there for the rest of us but the trend is clear now. 

[IamScotticus]

The CarFax data knows if I changed the oil after the oil life meter runs out.

I never went past 5%

[slowdude]

On 3/15/2024 at 10:48 AM, Croc said:

Its been around as long as 10 years on some cars.  Its definitely not new.  Its also increasingly difficult to turn all the data sharing off.  In some jurisdictions, law enforcement have access to the data.  This GM case is just going to be another class action in the courts.

 

Those OBDII dongles that companies like Progressive and GEICO pitch on the promise of saving more money should never be used unless you drive like Miss Daisy.  In any city, you get lots of jerky driving simply because you have to manage the idiotic traffic around you. Thats just giving the insurer more excuse to charge more premium for an environment you cannot control.  The data I get through work shows any metro driver will be charged more and rural drivers charged less premiums.  Net effect is a decent uplift in money charged at the overall insurance company - good for revenue. 

 

Where this will end up over time is all your auto driving data will be shared with governments and insurers and relevant other parties and there will be no opt out.  Enforcement of driving rules will end up being electronic in the end.  Certain commercial vehicles are already there.  May take 20 years to get there for the rest of us but the trend is clear now. 

Yeeep, cash flow on our side too Croc. Looking at longer term telematics planning, all OEMs are going this way for data / 1st and 2nd price level cash flows. 

 

Organizations are getting concerned when cash flow becomes more of a priority.

[coffee break]

FYI Croc, it would be driving like Morgan Freeman. Miss Daisy backed over a retaining wall. 

I may not buy anything new car wise, too much digital gizmos for this analog guy.