jbanker Posted November 17, 2020 Author Share Posted November 17, 2020 Congratulations Spfld62701. You won't be disappointed in the purchase of a Brunton Legacy chassis Stalker. Welcome to the group. Losing 10 pounds in this Covid-19 era is a good thing and hard to do. Jack Banker Okay guys... Sold. I finally broke down and bought it. After seeing it back in February.. and being "harassed" by the local mob here.. I couldn't stop thinking about it. Lost 10lbs and called the owner and we worked a deal. Working on getting it shipped to North Texas (hopefully before Thanksgiving). For those of you on here... any suggestions on adding a windshield wiper "system" to this..? Texas has a "safety" inspection with registration and one of the points is operation of the windshield wipers. I'm not sure if one of the those "manual" wiper systems or the single motor type, either from an ATV would suffice. Thoughts...? Link to comment Share on other sites More sharing options...
xcarguy Posted November 17, 2020 Share Posted November 17, 2020 Congrats on the pirchase! Link to comment Share on other sites More sharing options...
Spfldil62701 Posted December 2, 2020 Share Posted December 2, 2020 So I'm working on getting the car to Texas, and stuff. Called Hagerty Insurance today and was asked for a resume of High Performance Driving...? Anyone else been asked for something like this? Should I expect to receive a requirement to attend a driving school somewhere? Where do you guys insure your Stalker's, Caterham's and Westfield's at? Link to comment Share on other sites More sharing options...
panamericano Posted December 2, 2020 Share Posted December 2, 2020 I have my Birkin insured with Hagerty, though it is titled as a 65 Lotus. No problems. Agreed value, etc. Great service on towing especially the first year. They do offer event track insurance, so maybe they were going down that path ? Link to comment Share on other sites More sharing options...
xcarguy Posted December 3, 2020 Share Posted December 3, 2020 So I'm working on getting the car to Texas, and stuff. Called Hagerty Insurance today and was asked for a resume of High Performance Driving...? Anyone else been asked for something like this? Should I expect to receive a requirement to attend a driving school somewhere? Where do you guys insure your Stalker's, Caterham's and Westfield's at? Stalker and Intech trailer with Grundy. Never been asked for a HP resume unless attending an HPDE with a new host. https://www.grundy.com/ Link to comment Share on other sites More sharing options...
Croc Posted December 3, 2020 Share Posted December 3, 2020 (edited) Hagerty here. Used to be with Grundy but they changed their policy wordings. Other agencies to check (it will depend on the state - insurance is regulated on a state basis not Federal) are American Collectors, Heacock, JC Taylor, and Lockton. Insurers who offer collector car insurance direct are Chubb and Farmers. I work in the insurance business. The High Performance Driving experience requirement comes from Hagerty taking some losses on ineptly driven performance cars - Cobra replicas and 60s/70s muscle cars that go but do not stop or handle. They want to know you can handle a high performance car. Not sure on TX insurance regs but I don't think they can deny you coverage but they can certainly up the premium for perceived risk factors. The usual way insurers deny insurance coverage is just make the premium so high the customer goes elsewhere to a cheaper insurance carrier. Hagerty also now offer HPDE days so I would not be surprised if you get some marketing materials later, although you will definitely not be insured on a HPDE track day with your standard road insurance policy - you have to buy the supplemental track day coverage for that. One educational thing - Hagerty, Grundy, Collectors, Lockton, etc. are not insurance companies. They are known in the trade as managing general agents. They rely on a state regulated insurance company behind the scenes to actually issue the insurance policy. Hagerty et al are just marketing fronts somewhat independent of the insurer. Different states will have different insurers behind the scenes. In PA, NJ and I think MD, Hagerty uses the Philadelphia Co. for the actual dirty business of issuing a policy and paying your claim. Not sure who Hagerty uses in TX as the insurer behind the scenes? The insurer will work with Hagerty to set the underwriting criteria - so the high performance driving experience requirement is not required by Hagerty in all states. Edited December 3, 2020 by Croc Link to comment Share on other sites More sharing options...
JohnCh Posted December 3, 2020 Share Posted December 3, 2020 Croc, does this mean the ease and willingness to pay on a claim by Hagerty may vary by the state where the policy is issued, or does Hagerty control those decisions regardless of the state issued insurance company behind a specific policy? Thanks, John Link to comment Share on other sites More sharing options...
Croc Posted December 3, 2020 Share Posted December 3, 2020 Thats exactly why I mentioned it. It will vary by state. No insurance experience is consistent state to state although companies try to make it seem that way. For 97% of cases it will be the same. Link to comment Share on other sites More sharing options...
Spfldil62701 Posted December 3, 2020 Share Posted December 3, 2020 Learning opportunity for everyone here...! Update... So Hagerty provided the insurance with no further information requested. Sent them photos, the requested resume and called this morning to check the status and the underwriter wrote the policy. I come from an aviation background and things are certainly different in the specialty vehicle world. I had a specialty aircraft (Pitts S2A) and was expressly prohibited from flying it (either solo or with passengers) by the insurance carrier until I got 20 hours of dual instruction in it from a competent instructor (even though already rated to fly it). Of interest however, there is NO governmental requirement for insurance to operate your own aircraft. Insurance is strictly a decision you (or your bank) make based on your own perceived risk or by the bank's perceived risk if you require a loan. This is my second specialty car recently, the previous being a "Monster Miata" (Miata with Mustang 5.0 Cobra motor) and both have been insured by Hagerty and dealing with them has been pretty simple. Hopefully I never have to need it but I'm intrigued if their claim process is as simple. Croc, your information could prove invaluable. That background you provided is gold. Link to comment Share on other sites More sharing options...
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