Croc

Hard to say. If its stated value then look at the policy. It usually is depreciated. So if you bought it for $X say 5 years ago then they will depreciate it over say Y years. If it is a regular car then 4-5 years on its usually at 40-50% of original cost. Varies by car make/model. I assume State Farm would use Kelly Blue Book or similar for depreciated values. Now you are not in that data with a Caterham. So comparables may come into play if they decide its close to another make.model (in their minds). Either way, have a claim and you have set yourself up for an extended food fight over the claim value. Sometimes the only way to resolve these disputes is litigation. So thats why you pay more for agreed value - it is insurance to avoid litigation on claim amount after a claim.

What makes Hagerty less coverage than State Farm?

I mean it’s not as if a car with a reputation for high speed understeer from a light front end, heavily encouraged from lots of rear downforce, will need a front wing…. 😛 i am glad you have good fabrication skills! Looking forward to instalment number 2!

Week Beginning January 11, 2026 Let's restart for 2026. Some statistics on this thread - 1,581,176 Million views and close to 4043 individual posts and the thread with the most number of individual contributors. Clearly you all love shopping and mentally spending money or other guy's money! For my New Year's resolution, I promise I will not buy another se7en from this thread, something I failed miserably at in 2025. However, no one else is likely to make that resolution - so buy away! USA7s Classified Ads of Cars for Sale USA7s classified pages - USA7s club members have the benefit of selling their cars by listing them for free on USA7s forum. https://usa7s.net/ips/forum/26-cars-for-sale/ New Ads This Week Westfield Megabusa Project https://www.facebook.com/share/1D8UbMmyVx/ Caterham https://www.hemmings.com/classifieds/listing/2026-caterham-seven-miami-fl-2916813 and here https://www.facebook.com/share/1FfJXWdZzG/ Lotus 7 S3 https://skagit.craigslist.org/cto/d/oak-harbor-1969-lotus-super/7905956016.html Caterham SP/300 https://www.facebook.com/share/17pLjf3DCR/ Lotus 7/Something Else? https://www.facebook.com/share/1AJHhGda1m/ Westfield https://www.facebook.com/share/1Ah9g8pLxx/ Caterham https://www.facebook.com/share/17iTReSio6/ Repeat Ads from Prior Weeks Caterham https://www.hemmings.com/classifieds/listing/2023-caterham-super-7-sonoma-ca-2891993 Caterham https://www.hemmings.com/listing/2025-caterham-super-7-399750 Caterham https://www.hemmings.com/listing/1999-caterham-all-models-526915 Birkin https://www.hemmings.com/classifieds/listing/1994-birkin-lake-mary-fl-2864819 Caterham https://ebay.us/m/mz4gnG and here https://www.hemmings.com/classifieds/listing/1998-caterham-super-seven-fort-lauderdale-fl-2914012 Lotus 7 / Early Caterham https://www.hemmings.com/classifieds/listing/1964-lotus-dania-beach-fl-2905845 and here https://www.facebook.com/share/1SBToExiCQ/ Lotus 7 https://www.hemmings.com/classifieds/listing/1973-lotus-los-angeles-ca-2900891 and here https://losangeles.craigslist.org/lac/ctd/d/los-angeles-1964-lotus-stock-a2102/7904038532.html Lotus 7 S2 https://www.hemmings.com/classifieds/listing/1963-lotus-super-seven-cochranville-pa-2891143 Lotus 7 S4 https://www.facebook.com/share/1C3f6PTEzG/ Caterham https://www.facebook.com/share/17gURBNSoY/ Caterham https://www.facebook.com/share/16hW1onnj9/ Locost Project https://www.facebook.com/share/17VrosU6ex/ Locost Project https://www.facebook.com/share/18HPPdBLNi/ Locost https://www.facebook.com/share/1ZEzEmnDE7/ Locost Project https://www.facebook.com/share/1C5McrtEU3/ Dutton Project(?) https://www.facebook.com/share/1KJ6NkNKk6/ Locost Project https://www.facebook.com/share/1CL3GZbhQM/ Diva https://www.facebook.com/share/17qLWHNm6Y/ Mitsuoka Zero https://www.facebook.com/share/1DtEpy6TEL/ Locost Project https://www.facebook.com/share/1DQ1a31M9Y/ Canada Ads Caterham https://www.hemmings.com/classifieds/listing/1977-lotus-seven-montreal-quebec-2916639 Locost Project https://www.facebook.com/share/1MWPh1KxiG/ Locost Project https://www.facebook.com/share/1C7ehCj3pn/ Ariel Atom https://www.facebook.com/share/1Khg19dsAV/ Lotus 7 S3 https://www.facebook.com/share/1GAQjWRryX/

Excellent, you both enjoy good quality wine while fabricating - well done! Good to see I am not the only civilized person at USA7s! @JohnCh I want a wine cheers emoticon/smiley thingy!

Clearly you have never seen a USA7s HPDE at NJMP? Only two times.... I laughed at the Nine Lives Racing! Lovely work to fabricate the wing though! Is it allowed to be wider than the rear track? Maybe thats just a race rule I remember? How much did you go up in spring weight to make the aero work?

Yes - belts, helmet, and Hans (or similar). Anything with a date label they will look at - so be careful with your arm restraints (I have Simon's red fluffy pair spare if you need them). You are probably safe with your AARP card though. Since it is so many years since you were last bothered to visit us, a Hans or Hybrid is mandatory. Edited to add - DOT tires have a max 5 year life. They check date codes. If you bring slicks then they do not have any date codes....

Yeah yeah, you say that every year then crickets. @yellowss7 Betting odds of Seb actually turning up?

Both the Skip Barber and Everyday Driver Spa packages are operated through RSR Racing. Given most people on USA7s are reluctant (or poverty stricken) to spend that big then you can do an arrive and drive by just renting directly through RSR Spa and RAR Nurburg to drive on track and driving between the locations in your rental car picked up on arrival at an airport. You save by organizing your own travel. However, if you want to do a bucket list Europe trip then you can do it 'cheaper' again by avoiding RSR and doing it in a se7en. TFL Racing take their rental 420 race car to Europe tracks as part of the bigger group. Ask @bball7754 about his experience doing it at Spa in a TFL Racing rental Caterham. Bruce Beachman also rented the same car for Spa and then the following year at Portimao and Estoril. Its well prepared and supported the entire event. Whichever way you do it make sure you get the insurance. The write up here describes your average tourist group renting from RSR. The RSR Iberia trip this year is April 25 through 28. One day at Sevilla and two days at Portimao. I am very much trying to clear my work schedule to go. Portimao is a better track than Spa - more challenging. I'm also looking very closely at October 9 through 12 inclusive. Two track days operated by RSR and Goldtrack (4 days total) at Spa-Francorchamps. I'd pick three days and enjoy. There are other RSR Spa double header events throughout the year. TFL Racing send the truck to Spa a few times a year - just time your trip to fit in with the group. Makes it cheaper by sharing the car truck transport and its social in the evenings as the group get together for dinner at the town of Spa, 20 minutes drive away.

You know, I read the headline of this and naturally thought @Vovchandr was driving it. Apparently not.

Already asked the question. The production run is limited so not enough for Ford and Caterham. The per unit engine cost is roughly double a 620R Duratec unit set up (incl. the roots supercharger). Obviously this comparison is flawed as it does not cost in changeover in ancillaries and installation elements needed if you were to productionize the engine in situ in a Caterham - so cost differential would be higher in reality. The 2L Duratec with supercharger is slightly heavier but it can reliably produce 350hp at 8000rpm in a track setting (when using the Partridge Green Motorsport modification package that unlocks the Caterham ECU and fixes the TPS and other design issues unaddressed by Caterham). Photo of that engine package. Different engine design for a start - no common parts to exchange. The Millington engine had its early origins in the Ford YB Cosworth - block recast in aluminum, head changes (new valve angles), and so on. A lot of work - the current Millington engine is a LONG way from being a YB Cosworth engine. The Millington engine is designed for competition so it has a refresh life that is shorter than what is accepted for road going production cars. I thought long and hard about using one in a Caterham and visited Millington twice. Its a tall engine - using one in a Caterham SV was always going to be a challenge. Weight is about the same as an equivalent Duratec package. Refreshes would have needed to send the engine back to the UK - something that is fraught given EPA restrictions on engine imports for cars.

Yes your experience is exactly what I would expect and what I have heard from other owners of Tracsport T9 equipped boxes. If you are worried about internal corrosion from sitting then I think the risk is overrated as they would have been covered in grease then in an oil-rich environment. Its hard for rust to develop that way. I am assuming it was stored "wet", now if the box were stored "dry" then maybe you need to consider a gearbox oil change.

@KnifeySpoony I never understood your issues with rear bias causing rear pad wear. It had never been my experience after decades with Caterhams on track. I have always followed the accepted wisdom described by @SK400 of you run differential pads front and rear. A correctly working Caterham brake system should give you years (or decades in my case) on pads both front and rear. But I did believe you were seeing a real problem on your car and now you are not alone. Recently a 2021 Caterham landed in my garage needing attention. The former owner would use rear pads up in 6 days at Mid-Ohio - very similar complaint to you. His solution was a Wilwood brake bias valve installed off the Caterham race master cylinder - adjustment knob under the dash. Front brakes are the upgraded 4 pots and rears are standard Sierra. It does work in this set up albeit lacking feel but running two proportioning valves just feels really wrong - the Caterham race MC does have a screw adjustable proportioning valve - at least the one in the photo does So I am now going through the logical decision tree for what might be going on. 1) Crimp from manufacturing or build in front brake lines - Visual inspection reveals nothing but I plan to blow out and pressure test the brake lines to check. Quite possible as I have seen damaged brake lines new from factory before 2) Handbrake is dragging with rear brake on even though lever shows disengaged - no not here 3) Brakes lines plumbed into MC incorrectly i.e. swapped - no not here. 4) Calipers blocked brake fluid galley or piston actuation faulty - no it tests out fine on all 4 wheels 5) Race master cylinder assembled backwards - This is my betting winner - waiting on a new one from Josh to swap in and check.

Continental Tire took over Hoosier Tire in 2016. Initially there were no changes but around late 2021 area both of the Hoosier A7 and R7 were reformulated (I confirmed with a call to Hoosier) and there were size changes. I used to use the R7 on the Caterham. There were compound changes and size changes. Sizes were made the same across the R7 and A7 range. The changes were downplayed but they were profound for me. Previously I would get a season from a set of R7s and after the formulation changes I would get 6 days - so they went softer since they would now go off quicker. I switched to the A7s and found I could now get a season from those where previously I could not - their compound went harder in the formulation changes. Comparison is with same car, same set up, same driver, same tracks. Something changed in the A7 and R7 to reverse the historic market positioning of them as I understood it - yet the marketing materials would tell you otherwise. I don't know what happened to Elise tires but something changed with my Caterham tires and Hoosier confirmed there were changes. Discussions with the folks at Roger Krause confirmed there were changes in the 13 inch tires that were not consistent when you got to larger sizes. Make sense of that what you will. End result is I no longer use Hoosier. I like my friends at Pirelli now.

Yep @Carz01 is on the money. Its out of a Canadian Company from recollection. Sister car in the range was a Beaver. So many jokes.... I saw this car a very long time ago - it is HUGE.

No such thing as a spread - thats life insurance. Prices are based on cost (losses) plus anticipated expenses plus a profit margin and sometimes investment income offset if it is a long enough loss settlement pattern. Costs as based on how badly you crash or get sued, etc. By switching from MGA to insurer you just switch out a commission for a direct cost. Hard to tell if there is a ton of profit margin in this - I doubt it. Gives you control of your destiny though if you have ambitions to grow larger.

Hoosier A7 and R7 used to be available for me in: Front: 185/60/13 Rear: 225/50/13 Loved them. Then when Hoosier got taken over the rear size dropped to a 205 and a smaller profile (was it a 45?). It just did not work in the sizing plus the compound changed for the worse.

Insurance is regulated state by state in the US. Each state is a completely different insurance experience. Just because Hagerty is good in NJ does not mean it will be good in an adjoining state. This means risk conditions, limits, premium rates, special conditions, and claims experience differ by each state as Hagerty use different insurance companies to issue the policy behind the scenes. They are also in the middle of migrating from being a Managing General Agent issuing policies via a third party insurer (Markel) to actually having their own insurance companies. Its very hard to generalize insurance experience across the US.

I just studied the details again. Its an A8 compound - so medium. How can that be faster than the R7 which was supposedly softer? Then again they did reformulate the A7/R7 after Hoosier were taken over and the tire consistency/life was worsened. Sales of the A7/R7 dropped significantly after the reformulation and changing sizes so this is probably a way to try to get the lost sales back. Not sure a medium will work on our light cars. Will be very interested in your hands on driving results.

The latest listing is linked - no Westfields right now though They are fairly rare in the US - only a handful come up for sale each year. Are you trying to get this registered for road in NJ? We should probably chat offline if you are, so you go in 'eyes open' on the process.

That was my fear too. After Hoosier messed with their compounds I will not be trusting them again soon.

And this press release (attached) hit my inbox this morning - MRF Tyres - I have never heard of them until now. However, I do know the two names who tried them out and offered testimonials. Clearly only track tires but I will start with that. I like the comment that they are consistently durable over longer stints on track plus better in the wet. I don't have any photos so no idea what tread pattern looks like. 7 Racing Tire Announcement..pdf

Week Beginning December 14, 2025 USA7s Classified Ads of Cars for Sale USA7s classified pages - USA7s club members have the benefit of selling their cars by listing them for free on USA7s forum. https://usa7s.net/ips/forum/26-cars-for-sale/ New Ads This Week Caterham https://bringatrailer.com/listing/2013-caterham-seven-sv-roadsport/ Caterham https://bringatrailer.com/listing/2024-caterham-seven/ Caterham Project https://www.copart.com/lot/93940855/clean-title-1995-lotus-replica-tx-dallas Repeat Ads from Prior Weeks Caterham https://www.hemmings.com/listing/1999-caterham-all-models-526915 Caterham https://www.hemmings.com/classifieds/dealer/caterham/super-7/2638345.html Caterham https://www.hemmings.com/classifieds/listing/2023-caterham-super-7-sonoma-ca-2891993 Birkin https://www.hemmings.com/classifieds/listing/1994-birkin-lake-mary-fl-2864819 Lotus 7 https://www.hemmings.com/classifieds/listing/1964-lotus-dania-beach-fl-2905845 and here https://www.facebook.com/share/1DspAKiBko/ Lotus 7 https://www.hemmings.com/classifieds/listing/1973-lotus-los-angeles-ca-2900891 and here https://losangeles.craigslist.org/lac/ctd/d/los-angeles-1964-lotus-stock-a2102/7897530318.html Lotus 7 S2 https://www.hemmings.com/classifieds/listing/1963-lotus-super-seven-cochranville-pa-2891143 Lotus 7 S2 https://www.hemmings.com/classifieds/listing/1966-lotus-super-seven-denver-co-2882112 Caterham https://rockymountaincaterham.com/76907-2/ Lotus 7 S3 https://rockymountaincaterham.com/sb2352/ Caterham https://rockymountaincaterham.com/302900-2/ Two Caterhams listed here https://rockymountaincaterham.com/inventory/ Caterham https://ebay.us/m/Y5QEmw and here https://www.hemmings.com/classifieds/listing/1998-caterham-super-seven-fort-lauderdale-fl-2914012 Locost Project https://tucson.craigslist.org/cto/d/vail-lotus-replica/7901140739.html and here https://www.facebook.com/share/17b6mVG3pD/ Mitsuoka Zero https://www.facebook.com/share/19xNeNp3v6/ Locost Project https://www.facebook.com/share/1G3mPnouwc/ Donkervoort https://www.facebook.com/share/1Z6uSrzNoK/ Lotus 7 S3 Project https://www.facebook.com/share/1KCJvfpdnz/ Lotus 7 S4 https://www.facebook.com/share/17c5DELoMa/ Locost https://www.facebook.com/share/1Fkmqxjxvj/ Locost Project https://www.facebook.com/share/1A75u4nHsZ/ Duttom Project https://www.facebook.com/share/17X4juE3yz/ Diva 7 https://www.facebook.com/share/1LthtL2C4x/ Caterham https://www.facebook.com/share/1FsDarqYnR/ Caterham https://www.facebook.com/share/1BGez5RUFt/ Canada Ads Fejer 7 https://www.autotrader.ca/a/lotus/seven/vaudreuil-dorion/quebec/19_13182373_/ Curtis 7 https://www.autotrader.ca/a/lotus/seven/st davids/ontario/19_13233058_/ Atom https://www.facebook.com/share/17A7xWs5df/ Locost Project https://www.facebook.com/share/1CpcCd1wNK/ Lotus 7 https://www.facebook.com/share/17C14XWbAz/ Locost Project https://www.facebook.com/share/1AMmXEsHZq/ Locost Project https://www.facebook.com/share/16682dwERR/ Given I am traveling starting next week, this will be the last update for 2025. Will see you in 2026.

Zandvoort trip article here: You can also reach the articles section by selecting "Articles" fourth from left on the top menu.