Insurance

[Elldawg]

Hagerty just increased my premium from $555 to $1200 annual after one year today. I’m shopping around now. The sales rep on the phone said “kit cars” in California have been “reclassified” as the justification because they are more popular now, whatever that means. I’m relocating to Colorado soon and the quote there was $900. 
 

will try Grundy I guess. Quite annoying as I couldn’t even get through the quote process with them last time since the system was down. 
 

How does one find a broker? Worth it?

[DavidL]

That's weird.  I just got my Hagerty renewal invoice, it's for $467 (includes $70 for the Driver's Club), about the same as the last few years.  My car and location seem similar to you:  1990 Caterham Super Sprint, and I'm also in the Bay Area (Menlo Park).  Maybe we have wildly different coverage, but seems odd.

 

PS, I often have my Seven at the Cars and Coffee in downtown Menlo Park first Sunday of every Month (outside of Coffee Bar).

[Elldawg]

Yeah it’s weird. She said something about some policies being grandfathered in. Could be because the car is a “kit car” spncs not a “Caterham” idk maybe they think I’m a factory five guy so they up charge an old xflow.
 

I just had a call with JB Taylor broker (ACC) who quoted $260 for a year in CA. So I have no idea what’s going on. Agreed value 35k, good+ condition car they don’t care if it was a kit car and the rep knew what a Caterham was. We’ll see how it pans out I guess. They will need to write a new policy in CO though after I slog through the DMV…. Again. 
 

I’m up in eastbay so don’t make it down to peninsula a lot. Cars and coffee for me is my toddler and the local coffee shop down the street. She loves the “race car” ride. 

Edited yesterday at 07:31 PM by Elldawg